Free to join. No pay to win.

Refer a Friend UKShare your link. Move up the queue.

A fair, points-based rotation for real UK referral links. Your spot is earned, not bought.

Monzo — rotation queue

example data
  • Your linkclaim this spot
  • Example user21 pts this month
  • Example user15 pts this month

Names and points above are illustrative — this shows how the rotation works, not current activity.

2

Members

17

Merchants

1

Referral Links Shared

How it works

How the Refer a Friend Scheme Works

Step 1
Submit your link

Submit your referral linkfor any merchant you already use. We check it's live and add it to the queue.

Step 2
Earn points

Every time you use someone else's link or share yours, you earn points. Points move you up the queue faster.

Step 3
Get clicks

When your slot comes up, real people looking for that merchant see your link. Fair rotation. No spam.

How Does Refer a Friend Work?

A refer a friend bonus is an incentive a company offers when an existing customer brings in someone new. You share your unique referral link or code. Your friend signs up and completes the qualifying action. You both get rewarded. Referral rewardshave become one of the most underused perks in the UK deal community — mostly because people don't know where to share their links without annoying everyone they know.

Fair by design

Refer a Friend UK — What Makes This Different

There's no shortage of Facebook groups and Reddit threads where people dump referral codes. The problem is they're chaotic — same people posting every day, links expiring with no one noticing, and zero accountability.

Refer a Friendly is built for people who want the upside of referral sharing without turning every group chat into a sales pitch. The queue gives every merchant page a clear structure, so members know how links are promoted, when caps apply, and why participation matters.

Links are rotated fairly — nobody dominates the queue

Dead links get flagged — keeping the directory useful and honest

Points mean priority — contribute more, get rewarded more

It's UK-focused — no irrelevant US-only offers cluttering your feed

We built this because we were frustrated with how messy referral sharing had become. If you've ever been that person quietly fuming in a WhatsApp group while the same three people paste their Monzo link on repeat — welcome home.

Featured merchants

Popular Merchants Running Refer a Friend Programmes

Browse all merchants
AJ Bell refer a friend
Investing
AJ Bell
AJ Bell is one of the UK's largest investment platforms, offering ISAs, SIPPs, Lifetime ISAs, and dealing accounts to over 700,000 customers. Their refer a friend scheme rewards both you and your friend with a £100 Amazon.co.uk gift card once they've funded a new account. Find a verified AJ Bell referral code below and start earning together.
Chase UK refer a friend
Banking
Chase UK
Chase is a UK current account from J.P. Morgan, offering cashback rewards, a competitive savings rate, and no fees. Their refer a friend scheme pays £50 to both you and the person who refers you, provided you deposit £1,000 within 30 days of opening your account. Find a verified Chase referral code below and claim your reward.
Freetrade refer a friend
Investing
Freetrade
Freetrade is a commission-free UK investing app offering stocks, ETFs, investment trusts, gilts, and funds, with Stocks and Shares ISAs, Junior ISAs, and pensions. Their refer a friend scheme gives both you and the person who shared their link a free share worth between £10 and £100 when you sign up and fund your account. Find a verified Freetrade referral code below, shared by real investors in the Refer a Friendly community. Capital at risk.
Interactive Investor refer a friend
Investing
Interactive Investor
Interactive Investor (ii) is one of the UK's largest flat-fee investment platforms, offering SIPPs, Stocks & Shares ISAs, and Trading Accounts to over 500,000 customers. Their refer a friend scheme pays you £200 when a friend signs up and funds their account, while your friend gets six months with no account fee. Find a verified Interactive Investor referral code below and start earning.
Monzo refer a friend
Banking
Monzo
Monzo is a UK digital bank offering current accounts, savings, and more — all managed through its award-winning app. Their refer a friend scheme gives both the referrer and the new customer a referral bonus, as long as the new account holder makes their first card payment within 30 days. Browse verified Monzo referral codes below, shared by real customers in the Refer a Friendly community.
Ocado refer a friend
Grocery
Ocado
Ocado is one of the UK's leading online supermarkets, delivering groceries, household essentials and M&S favourites straight to your door. Their refer a friend scheme rewards both you and the friend you refer once their first order is delivered. Find a verified Ocado referral link below and start saving on your next shop.

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Refer a Friend Bonus — Is It Actually Worth It?

Short answer: yes, if you're smart about it.

The biggest mistake people make is blasting their referral link at anyone who'll have it, then wondering why it stops working. Quality matters more than quantity with most refer a friend schemes. You want people who'll actually complete the qualifying action — open the account, make the first transaction, hold it for 30 days, whatever the terms say.

That's why a community platform like this one works well. People browsing Refer a Friendly are already looking for a referral link for a specific merchant. They're warm. They're ready. They're not your reluctant mate who'll sign up and never activate the card. Referral codes shared here convert better because the intent is already there.

It also helps you avoid the awkwardness that makes most people give up on referral sharing. You do not need to chase friends, repost the same link every week, or guess which group will tolerate another offer. Submit the link, take part in the community, and let people who are already searching for that merchant find it.

FAQ

Frequently Asked Questions About Refer a Friend

Join the UK's fairest refer a friend community

Free to join. No spam. Just fair rotation and real referral links.

Join free today